How It Works

Discover how our cooperative society helps you build wealth through structured savings, referrals, and community support.

1. Registration 2. Savings 3. Referrals 4. Investment 5. Awards 6. Real Estate

Registration Process

Complete our registration form with your personal details

One-time payment of ₦10,000 to activate your membership and introduce 2 people

Receive your unique membership code (HLXXXXX)

Get your personalized referral link to share with others

₦2,100 per week

52 weeks commitment

Withdrawal Rules

2% charge if withdrawn before maturity

Total Savings

₦109,200 after 52 weeks

₦100 per week

Paid every Thursday

Activation Code

System-generated code for payments

Payment History

Track all your contributions

Payment Type	Amount	Frequency	Payment Day
Savings Contribution	₦2,100	Weekly	Any day
Meeting Dues	₦100	Weekly	Thursday
Registration Fee	₦10,000	One-time	On registration

Each member gets a personalized referral link to share with friends and family

Referrals are placed in a binary tree structure for efficient organization

Automatic placement in available slots when a node is full

Stage	Awards
Stage 1 - Starter	500g Satchet Tea, 500g Satchet Milk, A carton of Indomie, A Packet of Quarker Oats, A carton of biscuit
Stage 2 - Bronze	A bag of rice (50kg) A carton of satchet Tomatoes 5 litres of Groundnut Oil 5 litres of red Oil A packet of Knor cubes A carton ofspagetti / Macaroni
Stage 3 - Silver	Solar DC deep Freezer (150L) Solar DC Generator 300w
Stage 4 - Gold	Mini Bus (Korope) or Keke Napep #500k maintaince, A week free international trip to Dubai
Stage 5 - Diamond	Bungalow at Happy Living Estate Domestic Staff allowance of 50k for 1 year
Stage 6 - Ambassador	A dublex at Happy Living Estate

Join thousands of members who are already building wealth together